Our Fees

Each and every one of our clients is unique and deserves a financial planning experience that fits their needs. Because of this, we offer several different arrangements to fit the way you would like to work together. You can choose financial planning, investment management, or both, depending on your needs.

Hourly Financial Planning

This arrangement provides financial planning in the area(s) of your choice at a hourly rate. You'll work with a fiduciary, Financial Planner to develop a plan that fits your needs, whether it be a full financial plan, or just a single topic of interest. Since it's an hourly rate, you can budget for exactly how much planning and how many or how few meetings you desire.

Hourly Fee: $300 per hour

Premier Client Service

This full-service arrangement is for teachers who want to become and stay financial fit. It includes dedicated meetings and all the work that helps make financial success possible, through a relationship with a dedicated, fiduciary Financial Planner who specializes in working with teachers like you. During your time together, you'll work through the development and implementation of a financial plan, with analysis, recommendations, and step-by-step assistance putting everything into action. Also, your Financial Planner will provide professional management of your investments (up to $350,000 - then you graduate to Private Client) and annual tax preparation too. No matter what life throws at you, you'll have a trusted professional ready to help you make the most of your finances. 

Upfront Fee: $750

 Annual Fee: $3,600 - $6,000 ($300 -$500 per month)*

*This fee is based on several variables, including income level, marital status, and complexity.*

Private Client Service

This full-service arrangement is for teacher who want a proactive approach to optimizing their financial planning, investment management, and tax. It includes dedicated meetings and all the work that helps make financial success possible, through a relationship with a dedicated, fiduciary Financial Planner who specializes in working with teachers like you. During your time together, you'll work through the development, implementation, and ongoing maintaining of a financial plan, with analysis, recommendations, and step-by-step assistance putting everything into action. Also, your Financial Planner will provide professional management of your investments (available for clients with greater than $350,000) and annual tax preparation too. You can have the peace of mind that when it comes to managing your finances, you're covered by a team of experienced professionals who care.

Our annual fee is tiered and based on the value of your portfolio as follows. Generally, we deduct fees directly from the accounts we manage in the most strategic and tax-efficient way possible, but there is also an option to pay by check for those who wish. 

*This service is available for accounts opened through one of our our custodians. Accounts not held with one of our custodians we advise on, though they may have limited options available.

Investment Management

This arrangement is for teachers who would like ongoing, professional management of their retirement and investment accounts from a fiduciary professional. We start by identifying your goals, mapping out your investment portfolio, and determining your appetite for risk. Then, we provide an analysis that details where your portfolio is now and recommendations for how you can make improvements by reducing fees, modifying or changing strategies, being more efficient with taxes, and more. From there, we work for you, directly managing your accounts, making the important changes when necessary, and providing you semi-annual updates. You can have the peace of mind that when it comes to managing your nest egg, we've got it covered!

Our annual fee is tiered and based on the value of your portfolio as follows. Generally, we deduct fees directly from the accounts we manage in the most strategic and tax-efficient way possible, but there is also an option to pay by check for those who wish. 

*This service is available for accounts opened through one of our our custodians

**This service has a minimum of $100,000 of assets to be managed, unless a client also works with us in a financial planning capacity too.

Tax Preparation

This arrangement is exclusively for teachers who are existing clients through one or more of our services above. It includes the full preparation and filing of Federal and State income taxes, along with any additional assistance that may be required when it comes to their taxes. This work may be done in coordination with a partner CPA firm and the fee is determined based on the complexity of each client's tax situation.

Fee: $300 - $1,000

Retirement Plan Services

This arrangement is for school districts who are look for a firm to serve as the dedicated Fiduciary Advisor for their retirement plan (403(b), 457(b), 401(a), 401(h), and/or 401(k). As part of this service, we build and maintain a customized investment line-up for participants, model portfolios for participants to utilized (as requested), and our renowned Financial Fitness for Teachers financial education series. This may also include the evaluation and analysis of current retirement plan providers, assistance with a recordkeeper search/request for proposal, and training for the implementation and ongoing maintenance of a district retirement plan/investment committee.

Fee Range: 0.30% - 1.00% of Plan Assets Annually

(Each engagement is custom, please reach out to use for a specific quote)

Educational Seminars & Speaking Engagements

Our Financial Planners are public speakers and conduct trainings and speaking engagements specifically on financial planning for teachers and general financial literacy. These sessions are engaging, interactive, and are available for small and large group formats.

Fee: $500 - $3,000 + Travel Expenses

(Each engagement is custom, please reach out to use for a specific quote)